A debt counselling program is perfect if you’re experiencing difficulties in controlling your debt. At Global Debt Advisory, we specialize in debt restructurings and have developed customized programs to effectively manage and lower the levels of debt that our clients are under. 

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Below is how a debt counseling program works and how it will help you get back on track.

 

Step 1: Consultation and Initial Financial Review

The initial consultation is the first step for any debt counseling service. In this meeting, our expert counselors assess your financial situation by reviewing income, expenses, and debts owed. This gives them an overall view of specific problems and goals in finances. We will also help clarify any immediate concerns regarding your loans, credit cards, or SME debts.

 

Step 2: Personalized Debt Management Plan

Our debt counselors will then create a DMP based on the information gathered. This DMP will outline a strategy of paying off debts over time in such a way as to make sure that the monthly expenses are not too high. It aims to minimize the burden of debt overall and avoid defaulting, which could affect the credit score.

 

Step 3: Negotiation with Creditors

One of the major positive features of a debt counseling scheme is the ability to negotiate for reductions with creditors. Our company at Global Debt Advisory is well experienced in negotiating over the reduction of interest levels, reducing the monthly remittances, and partly debt forgiveness in some places. Leverage our expertise and make better terms for you that are easier to pay.

 

Step 4: Consolidate Payments

In some instances, consolidating payments is part of the plan. This usually involves combining a number of debts into a single monthly payment, and this payment might be at a lower interest rate. Consolidation of your payments can be made easy, thereby reducing stress about handling multiple accounts.

 

Step 5: Continuous Guidance and Financial Education

Debt counseling is more than a payment plan. It continues with continuous guidance and financial literacy education at Global Debt Advisory. We aim for your resolution of the current issue, but also help ensure you do not experience one in the future by making you a money manager first.

 

Why Choose Global Debt Advisory for the Best Debt Counselling Program?

 

  • More than 10 years of experience in debt restructuring and financial management.
  • Customized debt management plans catering to an individual’s peculiar financial position.
  • Skilful negotiation with creditors is done to gain better repayment terms.
  • All-inclusive support with ongoing education to avoid debt problems in the future.
  • Dedicated team that truly puts your financial well-being first.
  • Transparent pricing without hidden fees or surprise charges.

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If you are willing to take charge of your money, then Global Debt Advisory is here to help you find your way. Let us be your guide through our practical Debt Counselling Program, enabling you to achieve the help you need for a life free of debt.

To inquire or schedule an appointment with our experts at Global Debt Advisory, call today.